Explore the 21K Gold Necklace Collection at Al Fanan Jewellery, featuring necklaces crafted in certified 21‑carat gold, prized for its warm hue and lasting elegance. Meticulously handmade in Dubai by master artisans, each piece blends refined craftsmanship with everyday wearability.

    55 products
    21K Gold Necklace with Fine Beaded Chain & Geometric Pendant - Main View
    21K Gold Necklace with Fine Beaded Chain & Geometric Pendant - Side Angle
    21K Gold Necklace with Fine Beaded Chain & Geometric Pendant - Zero Making Charge
    Dhs. 1,850.00
    21K Gold Long Necklace for Women – Beaded Tassel Design – Main View
    21K Gold Long Necklace for Women – Beaded Tassel Design – Side Angle
    21K Gold Long Necklace for Women – Beaded Tassel Design – Zero Making Charge
    Dhs. 3,350.00
    21K gold long necklace with a sleek teardrop tassel – Main View
    21K gold long necklace with a sleek teardrop tassel – Side Angle
    21K gold long necklace with a sleek teardrop tassel – Zero Making Charge
    Dhs. 2,880.00
    21K Gold Necklace for Women – Elegant Heart Pendant – Main View
    21K Gold Necklace for Women – Elegant Heart Pendant – Side Angle
    21K Gold Necklace for Women – Elegant Heart Pendant – Zero Making Charge
    Dhs. 1,710.00
    21K Gold Necklace for Women – Filigree Drop Design – Main View
    21K Gold Necklace for Women – Filigree Drop Design – Close View
    21K Gold Long Necklace – Filigree Drop Design – Zero Making Charge
    Dhs. 4,655.00
    21K Gold Long Necklace for Women – Tassel Pendant Design – Main View
    21K Gold Long Necklace for Women – Tassel Pendant Design – Close Vew
    21K Gold Long Necklace for Women – Tassel Pendant Design – Zero Making Charge
    Dhs. 4,960.00
    21K Gold Necklace with Square Floral Pendant – Zero Making Charge - Main View
    21K Gold Necklace with Square Floral Pendant – Zero Making Charge - Side Angle
    21K Gold Necklace with Square Floral Pendant – Zero Making Charge
    Dhs. 2,320.00
    21K Gold Necklace – Filigree Half-Moon Pendant with Red Stone – Main View
    21K Gold Necklace – Filigree Half-Moon Pendant with Red Stone – Side Angle
    21K Gold Necklace – Filigree Half-Moon Pendant with Red Stone – Zero Making Charge
    Dhs. 1,535.00
    21K gold necklace with intricate filigree work and a blue stone pendant – Main View
    21K gold necklace with intricate filigree work and a blue stone pendant – Side Angle
    21K gold necklace with intricate filigree work and a blue stone pendant – Zero Making Charge
    Dhs. 4,625.00
    21K Gold Necklaces – colourful beads and an intricate floral pendant - Main View
    21K Gold Necklaces – colourful beads and an intricate floral pendant - Side Angle
    21K Gold Necklaces – colourful beads and an intricate floral pendant - Zero Making Charge
    Dhs. 4,865.00
    21K Gold  Long Necklace for Women – Floral Blue Stone Design - Main View
    21K Gold  Long Necklace for Women – Floral Blue Stone Design - Side Angle
    21K Gold Long Necklace for Women – Floral Blue Stone Design - Zero Making Charge
    Dhs. 6,640.00
    21K Gold Necklace with a colourful stone pendant and pearl drop tassel - Main View
    21K Gold Necklace with a colourful stone pendant and pearl drop tassel - Close View
    21K Gold Long Necklace with a colourful stone pendant and pearl drop tassel - Zero Making Charge
    Dhs. 9,740.00
    21K Gold Necklaces with Woven Pendant - Zero Making Charge - Main View
    21K Gold Necklaces with Woven Pendant - Zero Making Charge - Close View
    21K Gold Long Necklaces with Woven Pendant - Zero Making Charge
    Dhs. 5,070.00
    21K Gold Long Necklace for Women – Elegant Tassel Pendant – Main View
    21K Gold Long Necklace for Women – Elegant Tassel Pendant – Close View
    21K Gold Long Necklace for Women – Elegant Tassel Pendant – Zero Making Charge
    Dhs. 3,355.00
    21K Gold Necklace for Women – Elegant Beaded Design – Main View
    21K Gold Necklace for Women – Elegant Beaded Design – Close View
    21K Gold Necklace for Women – Elegant Beaded Design – Zero Making Charge
    Dhs. 10,770.00
    21K gold long necklace with intricate woven detailing - Zero Making Charge - Main View
    21K gold long necklace with intricate woven detailing - Zero Making Charge - Close View
    21K gold long necklace with intricate woven detailing - Zero Making Charge
    Dhs. 6,670.00
    21K Gold Long Necklace with Colourful Pendant and Pearl Drop - Main View
    21K Gold Long Necklace with Colourful Pendant and Pearl Drop - Close View
    21K Gold Long Necklace with Colourful Pendant and Pearl Drop Detailing - Zero Making Charge
    Dhs. 9,255.00
    21K Gold Necklace – Traditional Pendant Design – Zero Making Charge - Main View
    21K Gold Necklace – Traditional Pendant Design – Zero Making Charge - Close View
    21K Gold Long Necklace – Traditional Pendant Design – Zero Making Charge
    Dhs. 9,580.00
    21K Gold Necklace – Classic Traditional Design – Main View
    21K Gold Necklace – Classic Traditional Design – Side Angle
    21K Gold Necklace – Classic Traditional Design – Zero Making Charge
    Dhs. 5,930.00
    21K Gold Necklace with Intricate Pendant Design – Zero Making Charge - Main View
    21K Gold Necklace with Intricate Pendant Design – Zero Making Charge - Close View
    21K Gold Necklace with Intricate Pendant Design – Zero Making Charge
    Dhs. 9,385.00
    21K Gold Long Necklace with Geometric Beads Design – Main View
    21K Gold Long Necklace with Geometric Beads Design – Side Angle
    21K Gold Long Necklace with Geometric Beads Design – Zero Making Charge
    Dhs. 8,890.00
    21K Gold Necklace – Classic Beaded Design – Zero Making Charge - Main View
    21K Gold Necklace – Classic Beaded Design – Zero Making Charge - Close View
    21K Gold Necklace – Classic Beaded Design – Zero Making Charge
    Dhs. 21,155.00
    21K Gold Long Necklace – Textured Beads and Elegant Ball Tassel Design – Main View
    21K Gold Long Necklace – Textured Beads and Elegant Ball Tassel Design – Zero Making Charge
    21K Gold Long Necklace – Textured Beads and Elegant Ball Tassel Design – Zero Making Charge
    Dhs. 11,195.00
    21K Gold Necklace – Filigree Tassel Design – Zero Making Charge - Main View
    21K Gold Necklace – Filigree Tassel Design – Zero Making Charge - Close View
    21K Gold Long Necklace – Filigree Tassel Design – Zero Making Charge
    Dhs. 17,950.00
    21K Gold Necklace with Cone Beads and Elegant Tassel Design – Main View
    21K Gold Necklace with Cone Beads and Elegant Tassel Design – Side Angle
    21K Gold Long Necklace with Cone Beads and Elegant Tassel Design – Zero Making Charge
    Dhs. 28,595.00
    21K Gold Necklace – Minimal chain finished with  bead stations – Main View
    21K Gold Necklace – Minimal chain finished with  bead stations – Close View
    21K Gold Necklace – Minimal chain finished with spaced textured bead stations – Zero Making Charge
    Dhs. 720.00
    21K Gold Necklace – Sparkling pavé pendant in a soft four-petal silhouette – Main View
    21K Gold Necklace – Sparkling pavé pendant in a soft four-petal silhouette – Close View
    21K Gold Necklace – Sparkling pavé pendant in a soft four-petal silhouette – Zero Making Charge
    Dhs. 1,070.00
    21K Gold Necklace – Half-moon openwork pendant - Main View
    21K Gold Necklace – Half-moon openwork pendant - Close View
    21K Gold Necklace – Half-moon openwork pendant with small blue-toned stone accents – Zero Making Charge
    Dhs. 810.00
    21K Gold Long Necklace with Coin & Filigree Charm Design - Main View
    21K Gold Long Necklace with Coin & Filigree Charm Design - Side Angle
    21K Gold Long Necklace with Coin & Filigree Charm Design - Shop Now
    Dhs. 30,535.00
    21K Gold Necklace - Crescent Filigree Pendant Design - Main View
    21K Gold Necklace - Crescent Filigree Pendant Design -  Side Angle
    21K Gold Necklace - Crescent Filigree Pendant Design - Zero Making Charge
    Dhs. 1,195.00
    21K Gold Necklace with Sunburst Oval Design Pendant- Zero Making Charge
    Dhs. 790.00
    21K Gold Necklace AFN02569
    Dhs. 3,290.00
    21K Gold Necklace AFN01267
    Dhs. 1,760.00
    21K Gold Necklace AFN02971
    Dhs. 5,495.00

    What is Zero Making Charge?


    Our Zero Making Charge collection offers genuine gold jewellery with no additional making fees. You only pay for the gold value and the product weight — nothing extra.

    This ensures honest pricing and exceptional value on every item

    How It Works

    Every product in this collection offers three payment and delivery methods, giving you complete flexibility:

    Option A — Cash Payment + Pickup

    Reserve the item instantly via WhatsApp and complete your purchase at our store.

    Option B — Bank Transfer + Delivery

    Confirm your order on WhatsApp and complete payment via bank transfer.
    Once payment is received, your jewellery is securely packed and delivered to your address.

    Option C — Online Payment + Delivery

    Pay the full amount online and receive your order directly at your doorstep.

    Our system automatically updates prices based on gold weight, ensuring transparency and accuracy at all times.

    Authenticity & Transparency

    What You See Is What You Get

    There are no tricks, enhanced edits, or stock images.

    All product photos are taken in our own studio, and every piece you receive is identical to what you see on your screen — same design, same finish, same weight.

    Why Customers Prefer Zero Making Charge

    No making charges — pay only for the gold value

    Daily-updated pricing based on market gold rates

    Multiple payment options including cash, card on delivery, payment links, and bank transfer

    Authentic and unique pieces photographed exactly as they are

    Safe & flexible checkout methods without any hidden fees

    Fast UAE-wide delivery through trusted partners

    Delivery & Payment Information

    • UAE-wide delivery available

    • Pickup option at our store

    • Cash-on-delivery supported for Zero Making items

    • Online payments processed securely

    • Each item includes full weight and karat details

    FAQs

    No. All photos are original, taken in our studio, and accurately reflect the exact product you will receive.

    Yes. Prices reflect real-time gold rates and the exact weight of each piece.

    Returns or exchanges are only accepted if the product received is faulty, incorrect, or damaged upon delivery.

    For Zero Making items, we do not offer refunds or exchanges for any other reason, as these pieces are uniquely priced and handled.

    Customers must inform us within 3 days of receiving the item if there is any issue.

    For orders placed with Option B (Cash Payment + Delivery), the delivery & handling fee paid online is non-refundable, even if the order is later cancelled..

    Zero Making items remain in this collection until sold or removed. No expiry.

    You may reach us via WhatsApp, phone, or through our website’s contact form.

    Discover premium gold jewellery at honest, transparent prices — without any making charges.

    Our Expertise

    Local Delivery
    Homegrown Production
    Certified Jewellery
    24X7 Support
    Global Dispatch
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